Destination:
Home

A personal home loan experience from dedicated mortgage experts. Trusted since 1989.

A California Mortgage Lender With Individual Focus

We’re here especially for you—whether you're purchasing a home, refinancing your existing loan, or want some cash for home improvements. You get all the information you need from our knowledgeable California mortgage advisors, an easy 5-step loan process from beginning to close, and personalized service.

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Why Right Start Is the Right Choice

Personalized Experience

Personalized Experience

We take the time to get to know you and your goals, then help you every step of the way.

Easy Loan Process

Easy Loan Process

Close your loan in five easy steps—from finding out how much you can borrow to signing the final documents.

Family Owned & Operated

Family Owned & Operated

We take a personalized approach with every client and have built a loyal ‘fans for life’ following.

Experts Since 1989

Experts Since 1989

With 30+ years of experience, we know what we’re doing, and we believe in transparency, trust, and excellent customer service.

Purchase

I’m Ready To Buy a Home in California

Are you ready to secure a loan and start looking for your new home in California? As a full-service mortgage lender, we can get you started. View loan programs and mortgage rate options, plus learn how you can apply.

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Refinance

I Want To Refinance

Are you interested in refinancing your California home to lower your interest rate, shorten your loan term, consolidate debt, or get cash for a big project like a home renovation? Get started here.

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Quotation mark

Here’s Why We Do What We Do

We would like to thank Jeff Aguilera for the time and knowledge he provided my wife and I with a very smooth transition in the purchasing of our house. Our real estate agent Emily suggested we go with Jeff and he did not disappoint. So thank you very much, again Jeff. It was a true pleasure working with you.
Greg & Susan

Which Loan Is Right for You?

FHA

FHA loans are perfect for first-time home buyers—they offer low down payments and have reasonable income and credit expectations.

VA

VA loans offer exceptional benefits for military veterans and active service members, such as low interest rates and no money down.

Conventional

A conventional loan is a great option for those with a solid credit score and minimal debt.

USDA

If your dream home is in a rural area, a USDA loan offers no down payment and a minimal investment.

Jumbo

If you’re interested in higher-priced homes, you can apply for a jumbo loan to finance one that exceeds conforming loan limits.

Helpful Resources

Get to Know Us

We’re a family-owned and operated company with a solid team of qualified and enthusiastic mortgage specialists committed to personalized, individual service for each client. We educate, communicate, and are transparent about the loan process to make the experience as smooth as possible.

Meet the Team

Why We Love California

California is so big that when someone tells you they’re moving there, you have to ask which California? But that’s what we love about the state—there are so many choices. There’s fast-paced Los Angeles (the city for dreamers), the cool climate of San Francisco Bay, the serenity of wine country in Sonoma County, and the laid-back vibe of San Diego. And that’s just the tip of the iceberg. When you’re ready to make your California dream come true, call Right Start Mortgage.

Learn From Our Experts

Get in Touch With Our Team

We’re happy to connect with you and answer any questions you might have. Reach out today!