Home Refinance

Refinancing your home loan makes great financial sense in so many different ways. You can get a lower interest rate, put cash in your pocket, refinance for a lower monthly payment, or shorten the term and pay off your loan much earlier. You decide the best move for you.

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Your Guide to Refinancing

The Benefits

Better Mortgage Rate

Better Mortgage Rate

Take advantage of falling interest rates to get better terms on your loan and save money.

Lower Monthly Payment

Lower Monthly Payment

Give yourself some extra breathing room in your budget with a lower monthly mortgage bill.

Cash in Your Pocket

Cash in Your Pocket

Borrow money against your home equity to fund a project, consolidate debts, or for any other reason.

Shorter Term

Shorter Term

Refinance from a 30-year home loan to a 15-year and pay it off in half the time.

Why Refinance

Refinancing is simply replacing your current mortgage with a new loan. Your interest rate may go down, you may transition from a 30-year to a 15-year term, or even shift from an adjustable-rate mortgage (ARM) to a fixed rate. The bottom line is that all of this can help you save money, get a lump sum of cash, or help you pay off your loan early.

How it Works

You begin by establishing your goal. What are you hoping to get out of refinancing your home? Once you decide, you can work with a lender to compare rates. And when you’re ready to begin, simply apply and submit your documentation. Underwriters will review your application and work with you to close on your new loan. It’s that easy!

FAQs

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Here’s Why We Do What We Do

We would like to thank Jeff Aguilera for the time and knowledge he provided my wife and I with a very smooth transition in the purchasing of our house. Our real estate agent Emily suggested we go with Jeff and he did not disappoint. So thank you very much, again Jeff. It was a true pleasure working with you.
Greg & Susan

Why Right Start Is the Right Choice

Personalized Experience

Personalized Experience

We take the time to get to know you and your goals, then help you every step of the way.

Easy Loan Process

Easy Loan Process

Close your loan in five easy steps—from finding out how much you can borrow to signing the final documents.

Family Owned & Operated

Family Owned & Operated

We take a personalized approach with every client and have built a loyal ‘fans for life’ following.

Experts Since 1989

Experts Since 1989

With 30+ years of experience, we know what we’re doing, and we believe in transparency, trust, and excellent customer service.

Get to Know Us

We’re a family-owned and operated company with a solid team of qualified and enthusiastic mortgage specialists committed to personalized, individual service for each client. We educate, communicate, and are transparent about the loan process to make the experience as smooth as possible.

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The States We Serve

We've been helping customers in several states afford the home of their dreams, and we love what we do. Here’s where we’re licensed.

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Get in Touch With Our Team

We’re happy to connect with you and answer any questions you might have. Reach out today!