Save Money with a Temporary Interest Rate Buydown

Homebuyers—get a lower interest rate at the start of your loan and take advantage of the benefits that come with it. Right Start Mortgage has the buydown option to make it happen.

What It Means to ‘Buy Down’ a Mortgage Loan

You Start With a Lower Interest Rate

With a temporary interest rate buydown, you have a lower interest rate at the beginning of your loan, which has some great benefits. You’ll not only save on interest, but you’ll have a lower monthly mortgage payment at the start of your term.

You Save Money Right Away

A rate buydown is a good option for buyers in a market with higher interest rates. It can get you in the door with a better rate, plus lower your monthly mortgage payments at the beginning of your loan. It’s also a great way to free up extra funds that you can use to spruce up your new home.

It’s Essentially Prepaid Interest

With a mortgage loan buydown, the buyer pays a lower interest rate at the beginning of the loan. A seller, builder, lender, or third party subsidizes that lower interest rate by paying money into an escrow account.

There Are Different Programs

The most common is a 2-1 buydown program that lowers the interest rate by 2% for the first year, 1% for the second year, and then you pay the full rate for year three through the end of the term. There’s also a 1-0 program with a 1% lower interest rate for the first year only.


Lock in my rates

Lock in my rates

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Here’s Why We Do What We Do

We would like to thank Jeff Aguilera for the time and knowledge he provided my wife and I with a very smooth transition in the purchasing of our house. Our real estate agent Emily suggested we go with Jeff and he did not disappoint. So thank you very much, again Jeff. It was a true pleasure working with you.
Greg & Susan

Why Right Start Is the Right Choice

Personalized Experience

Personalized Experience

We take the time to get to know you and your goals, then help you every step of the way.

Easy Loan Process

Easy Loan Process

Close your loan in five easy steps—from finding out how much you can borrow to signing the final documents.

Family Owned & Operated

Family Owned & Operated

We take a personalized approach with every client and have built a loyal ‘fans for life’ following.

Experts Since 1989

Experts Since 1989

With 30+ years of experience, we know what we’re doing, and we believe in transparency, trust, and excellent customer service.

Get to Know Us

We’re a family-owned and operated company with a solid team of qualified and enthusiastic mortgage specialists committed to personalized, individual service for each client. We educate, communicate, and are transparent about the loan process to make the experience as smooth as possible.

Meet the Team

Get in Touch With Our Team

We’re happy to connect with you and answer any questions you might have. Reach out today!